and “Is it too cold to keep my hands exposed?”
The first place to start is with moisture-wicking fabrics rather than cotton.
So tighten up and look for the correct fabric rather than cotton before you hit the pavement.

They explain that dressing this way helps protect your system from hypothermia and other illnesses.
Even on your lighter days, adding those 10 degrees will keep you comfortable and safe.
Grab your gloves, then your sleeves, then onto your leggings.

As always, be smart.